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Nov
7
A problem called Credit Card Debt?
Filed Under Crazy News, credit card, credit card debt, credit card debt consolidation, debt consolidation, debt issue, debt management, debt relief, debt settlement, file khas, finance, financial, how to reduce debt, news | Leave a Comment
Credit cards are no more a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people posses more than one credit cards. So, the credit card industry is growing by leaps and bounds. However, the credit card industry and credit card holders are posed with a big problem called ‘Credit Card Debt’. In order to understand what ‘credit card debt’ actually means, we need to understand the workflow associated with the use of credit cards as such.
Credit cards, as the name suggests, are cards on which you can get credit i.e. make borrowings (your credit card debt). Your credit card is a representative of the credit account that you hold with the credit card supplier. Whatever payments you make using your credit card are actually your borrowings that contribute towards your credit card debt. Your total credit card debt is the total amount you owe credit card supplier. You must settle your credit card debt on a monthly basis. So, you receive a monthly statement or your credit card bill which shows your total credit card debt. You must pay off your credit card debt by the payment due date failing which you will incur late fee and interest charges.
However, you have the option of making a partial (minimum) payment too, in which case you don’t incur late fee but just the interest charges on your credit card debt. If you don’t pay off your credit card debt in full, the interest charges too get added to it. So your credit card debt keeps on increasing, more so because the interest rates on credit card debt are generally higher than the interest rates on other kind of loans/borrowings.
Further, the interest charges add on to your credit card debt each month to form the new balance or the new credit card debt amount. If you continue making partial payments (or no payments) the interest charges are calculated afresh on the new credit card debt. So you end up paying interest on the last month’s interest too.
Thus your credit card debt accumulates rapidly and soon you find that what was once a relatively small credit card debt has ballooned into a big amount which you find almost impossible to pay. Moreover, if you don’t still control your spending habits, your credit card debt rises even faster. This is how the vicious circle of credit card debt works.
Sep
2
What Apples Can Give You?
Filed Under Health Issue, food, fruit, news | 2 Comments
The disease-fighting profile of apples provides a multitude of health benefits, including a potential decreased risk of cancer and heart disease. Several recent studies suggest apples may provide a “whole-body” health benefit which include Lower blood cholesterol, improved bowel function, reduced risk of stroke, prostate cancer, type II diabetes and asthma.
A number of components in apples, most notably fiber and phytonutrients have been found in studies to lower blood c and improve bowel function, and may be associated with a reduced risk of ischemic heart disease, stroke, prostate cancer, type II diabetes and asthma. Preliminary research from Finland indicates diets with the highest intake of apple phytonutrients were associated with a 46 percent reduction in the incidence of lung cancer. Findings indicate that two apples a day or 12 ounces of 100% apple juice reduced the damaging effects of the “bad” LDL cholesterol. (Interpoma 2002 Conference, Bolzano, Italy / Dianne Hyson, Ph.D., M.S., R.D., University of California-Davis)
CANCER PREVENTION
Over the past four years, apple consumption has been linked with reduced cancer risk in several studies. A 2001 Mayo Clinic study indicated that quercetin, a flavonoid abundant in apples, helps prevent the growth of prostate cancer cells. A Cornell University study indicated phytochemicals in the skin of an apple inhibited the reproduction of colon cancer cells by 43 percent. The National Cancer Institute has reported that foods containing flavonoids like those found in apples may reduce the risk of lung cancer by as much as 50 percent. (Carcinogenesis March, 2001 / Nature June, 2000 /Journal of the National Cancer Institute January, 2000)
HEALTHY LUNGS
Two recent British studies indicated that eating apples can improve lung health. A study of Welsh men indicated that people who ate at least five apples per week experience better lung function. Researchers at the University of Nottingham reported that those who ate five apples per week also had a lower risk for respiratory disease. In the Netherlands at the University of Groningen, apples were singled out as a fruit that could cut smokers’ risk of COPD (chronic obstructive pulmonary disease) in half. Scientists believe antioxidants found in apples may ward off disease by countering oxygen’s damaging effects on the body. (American Thoracic Society Meeting May, 2001 - Thorax January, 2000)
HEART DISEASE & STROKE PREVENTION
A Finnish study published in 1996 showed that people who eat a diet rich in flavonoids have a lower incidence of heart disease. Other studies indicate that flavonoids may help prevent strokes. (The British Medical Journal 1996)
WEIGHT LOSS
Apples are a delicious source of dietary fiber, and dietary fiber helps aid digestion and promotes weight loss. A medium apple contains about five grams of fiber, more than most cereals. Also, apples contain almost zero fat and cholesterol, so they are a delicious snack and dessert food that’s good for you.
UC-DAVIS: APPLES ARE HEART-HEALTHY
Researchers at the University of California-Davis recently reported that apples and apple juice may help protect arteries from harmful plaque build-up. In the first study conducted in humans, adults who added two apples, or 12 ounces of 100% apple juice, to their daily diet demonstrated a significant slowing of the cholesterol oxidation process that leads to plaque build-up - thereby giving the body more time to rid itself of cholesterol before it can cause harm.
Ps: So, i guess some of you must be start to love Apples right?
Aug
30
I don’t know How to eat a Mango
Filed Under Health Issue, diet, food, fruit, news, recipe | 1 Comment
Mangoes are a fantastic source of Vitamin C and E, as well as niacin, iron, potassium and beta carotene (which once the body processes it turns into Vitamin A.) Still considered exotic fruit to many Americans, mangoes have not grown in popularity due to their bad reputation as hard to eat. But truthfully, with a little work, you will be well rewarded. Here are tips on how to eat a mango! So, lets read and learn more method how to eat Mango.
Step1
Select your mango. There are some guidelines to tell if a mango is ripe and ready to eat. The first thing to look for is color. Mangoes are shipped when they aren’t quite ripe. So when picking through them at the grocery store, look for a yellowish orange skin you, or even a orangish red color. Next press your finger against the skin of the fruit. It should be slightly soft to the touch. Much like an avocado, if it is hard, it is not ready to eat. Once you find a mango that meets these criteria, select it, as they are ready!
Step2
Wash the fruit. It’s always a good idea to wash the fruit prior to consumption. Even though you will not really be eating the skin, bacteria and other matter can be transferred to your hands. Pat the mango dry with a paper towel.
Step3
Slice the fruit. Using a serrated knife, slice vertically down the fruit on either side of the pit. (Mangoes can be quite sticky, hopefully this manner of cutting will avoid some of the mess.)
Step4
Utilize a pairing knife. Then using a pairing knife, slice the meat of the mango away from the skin and dice into edible portions, or however you desire to eat it. Congratulations, you have just learned how to eat a mango!
Credit to Ehow.com
Aug
25
How to Make a Healthy Yogurt?
Filed Under Health Issue, diet, food, news | 6 Comments
If you’re looking for something different for your breakfast routine, or finding a new snack or simple, light meal, then you might try combining lowfat (or nonfat) yogurt, fresh sliced fruit, and granola. This makes for a delicious, healthy, and quick and easy breakfast, or snack or simple meal anytime of the day. So follow the steps in this article and you’ll soon be eating a healthy dish of yogurt, fruit, and granola.
Things You’ll Need for this recipe:
* lowfat or nonfat yogurt (plain or vanilla flavor…I like vanilla flavor for this)
* freshly sliced fruit of your choice (such as strawberries, blueberries, blackberries, raspberries, peaches, apples, bananas, grapes, pears, other berries, or tropical fruits like pineapple, orange, ma
* granola
Step1
Slice the fresh fruit and place in a bowl.
Step2
Place your preferred amount of yogurt onto the fresh fruit.
Step3
Finally, place your preferred amount of granola on top of the yogurt and fruit. Now you can mix all that together, or simply dig in and start eating. Enjoy!
Nah, enjoy your meal rihgt now. Its not hard right to make a Healthy Yogurt, Fruit, and Granola Breakfast?
Credit to Paul McDaniel
Aug
20
What are Nutricines?
Filed Under Health Issue, diet, food, news, recipe | 1 Comment
On Thursday a friend, who was visiting us from Bangkok, Thailand, and I drove up to the Q-8 petrol (filling) station near our residence to pick up my order. The vegetables came in a nice tidy box, my order was attached, I showed my receipt for the DKr 64.- I had paid and was handed the box. I drove home very curious about what my purchase would reveal.
The vegetables were fresh, looked healthy and interesting. I was pleased. I then proceeded to plan my menu for the visitors we were expecting from Antwerp, Belgium. Cliff Adams and his wife were attending a conference in Copenhagen and would have an evening free to spend with us. So, in true European style, dinner at our house. I was a little nervous, because what do you prepare for a man who is the Scientific Director for one of Europe’s leading feed additive manufacturers based in Belgium. Fortunately, we know Cliff on a personal level, and however knowledgeable he is in the sciences, it always gave me great pleasure when I could beat him on the tennis court In Antwerp, Belgium, where we lived for several years.
Although I am not an expert cook, I do enjoy cooking and have made it not just a challenge, but view a dinner and a table setting as a creation - an art form. It has always given me great pleasure when I can serve a meal which people enjoy and which is the basis of an enjoyable evening. So, while my food was perhaps not the most exotic, it was nourishing and, hopefully, satisfying. During the course of dinner I mentioned that I was serving Organic Vegetables. This led to the topic of Nutricines - a completely unfamiliar term to me and doubtlessly to many of you.
Cliff Adams explained to me that Nutricines are components of food which are considered for their beneficial effect upon health rather than a direct contribution to nutrition. Examples of important nutricines include antioxidants, non-digestible carbohydrates, natural acids, enzymes and lecithins. These all play different, but important roles, in delaying the onset of diseases, controlling microbic spoilage of food, improving the digestion of food and helping the absorption of nutrients from the gastro- intestinal tract which enable growth and development of the body.
Nutricines provide the crucial link between health and nutrition. Cliff Adams has written a book in which he introduces this wholly new concept in food components. Dr. Adams, based on years of research, describes the nature and mode of action of nutricines and highlights their significance in disease avoidance and health maintenance. In his view, food should now be seen as being made up of two groups of components: nutrients and nutricines.
Credit to Eclecticcoking
Dr. Adams has also written a book: NUTRICINES, Food Components in Health and Nutrition. You may order your book through www.nup.com or visit his website.
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